IIC C130 test insides dumps : Essential Skills for the Insurance Broker and Agent

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IIC C130 Exam Syllabus Topics:

IIC Essential Skills for the Insurance Broker and Agent Sample Questions:

1. a) Describe the characteristics and exposures of a seasonal dwelling.
b) Describe the characteristics of a mobile home.

2. Which article is not insured for off-premises coverage unless it is scheduled?

A) Musical instrument
B) Silverware
C) Firearm
D) Business computer

3. Prominently included on some property insurance policies is the statement "This policy contains a clause that may limit the amount payable." What clause is being referred to?

A) Stacked limits clause
B) Coinsurance clause
C) Named exclusions clause
D) Deferred payment clause

4. Marsha, a broker, receives a call from a frustrated client regarding their increasing premium. How should she explain the increase to the client?

A) Premiums are determined by statistical predictions of future losses and they increase during a hard market.
B) Premiums are determined by statistical predictions of past losses and they increase during a hard market.
C) Premiums are determined by statistical predictions of future losses and they increase during a soft market.
D) Premiums are determined by statistical predictions of past losses and they increase during a soft market.

5. What is included in an experience letter from an insurer or broker?

A) Period during which the individual was insured
B) Name of each driver and applicable licence class
C) Amount of the last insurance premium paid
D) List of all vehicles owned by the insured over the past six years

Solutions: